How open banking enhances lending
Instant affordability assessments
Accelerate onboarding with a holistic view by verifying a customer’s income securely with real time data directly from their bank account.
Optimise the loan process
Provide customers with a seamless digital experience to replace manual underwriting procedures dependent on paper-based applications
Seamless disbursements
Digitise loan disbursements. Make it easy for customers to access funds instantly and eliminate manual entry for the borrower's account information.
Decrease failed or missed payments
Determine the best time of the month to collect payments. Verify funds exist before commencing payment